insurance protection for west virginia truckers
WEST VIRGINIA MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
Located in the Appalachian region, West Virginia has some of the most rugged land in the country. The state’s rolling mountains, hills and valleys earned it the nickname of the Mountain State, and it is well-known for its range of outdoor activities, including hiking, mountain biking, skiing and whitewater rafting. And if you’re worried about finding a job, there is high demand for truck drivers.
West Virginia’s truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Wheeling or Weirton Heights, Morgantown, or Charleston, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Source: usnews.com
TALK TO A TRUCKING INSURANCE AGENT.
Your trucking business deserves protection. We're dedicated exclusively to trucking insurance. Want to connect with someone? Call Brett at 630.861.5290 or click
Commercial Trucking Insurance Available in West Virginia
Both the state of West Virginia and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, West Virginia motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What does commercial trucking insurance cost in West Virginia?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for West Virginia Truckers
Motor Carrier Insurance Can Be Provided in These West Virginia Cities
- Charleston
- Huntington
- Parkersburg
- Morgantown
- Wheeling
- Weirton Heights
- Weirton
- Fairmont
- Martinsburg
- Beckley
- Clarksburg
- Teays Valley
West Virginia Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
The average local truck driver salary in West Virginia is $61,592 per year or $29.61 per hour. Entry level positions start at $48,750 per year while most experienced workers make up to $82,666 per year.
(Source: talent.com)
To become a truck driver in West Virginia, one must first obtain the necessary education by completing a commercial driver's license (CDL) training program. After passing the required written and skills tests, individuals can then apply for a CDL. Once certified, they can search for truck driving jobs to start earning a competitive salary.
What are the requirements to become a truck driver in West Virginia?
To become a truck driver in West Virginia, you need to meet certain education and legal requirements. These requirements include:
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Minimum age of 18 years old for intrastate driving (within West Virginia) or 21 years old for interstate driving (across state lines).
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Possession of a valid commercial driver's license (CDL) issued by the West Virginia Division of Motor Vehicles (DMV). This requires passing both a written knowledge test and a skills test.
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Completion of a certified truck driving training program. While not mandatory, completing a training program can enhance your skills and job prospects.
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Good physical health and the ability to pass a Department of Transportation (DOT) physical examination.
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Clean driving record with no major traffic violations or DUI convictions.
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Ability to read, write, and speak English fluently.
(Source: dreambound.com)
The West Virginia Trucking Association was formed in 1932 to bring about an organized and uniform effort within the trucking industry for increased highway safety as well as public education on the importance and value of commercial vehicle transportation. To that end, the Association has some 260 member companies and is involved in legislative representation, government relations and many highway safety programs. The WVTA is an integral part of the American Trucking Associations (ATA) headquartered in Washington, DC.