insurance protection for south dakota truckers
SOUTH DAKOTA MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
South Dakota has often been referred to as "the land of infinite variety." That variety is reflected in everything from the weather and the scenery to its economy, state symbols and famous folks. South Dakota boasts more miles of shoreline than the state of Florida and the highest point in the United States east of the Rocky Mountains. Source: www.travelsouthdakota.com. Commercial and agricultural trucking is vitally important to South Dakotans. Most of what is produced and consumed makes at least part of its journey by truck.
South Dakota’s truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Aberdeen or Sioux Falls, Vermillion, or Watertown, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
TALK TO A TRUCKING INSURANCE AGENT.
Your trucking business deserves protection. We're dedicated exclusively to trucking insurance. Want to connect with someone? Call Stephanie at 402.241.1089 or click
Commercial Trucking Insurance Available in South Dakota
Both the state of South Dakota and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, South Dakota motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What is the price range for motor carrier insurance in South Dakota?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for South Dakota Truckers
Motor Carrier Insurance Can Be Provided in These South Dakota Cities
- Sioux Falls
- Rapid City
- Aberdeen
- Brookings
- Watertown
- Mitchell
- Yankton
- Huron
- Pierre
- Spearfish
- Box Elder
- Vermillion
South Dakota Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
To become a truck driver in South Dakota, individuals must first complete the necessary education and training. This involves obtaining a commercial driver's license (CDL) by passing written and practical exams. Once certified, they can then search for truck driving jobs that offer competitive salaries and benefits.
To become a truck driver in South Dakota, you need to meet certain requirements. These requirements include:
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Education: While a high school diploma or GED equivalent is typically sufficient, some employers may prefer candidates with additional education, such as a vocational training program in truck driving.
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Driver's License: You must possess a valid Class A commercial driver's license (CDL) to operate large commercial vehicles. Obtaining a CDL requires passing a written knowledge test and a skills test, which includes a pre-trip inspection, basic control skills, and an on-road driving test.
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Age: The minimum age to obtain a CDL in South Dakota is 18 for intrastate driving and 21 for interstate driving.
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Medical Requirements: You must pass a Department of Transportation (DOT) medical examination to ensure you meet the physical qualifications necessary to operate a commercial vehicle.
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Clean Driving Record: It is essential to have a clean driving record, free from serious traffic violations or convictions, as this can affect your eligibility for a CDL.
Source: dreambound.com
For over 85 years, the South Dakota Trucking Association (SDTA) has been a powerful voice for trucking in South Dakota. The leadership provided from the Board of Directors, association members and staff has enabled this industry to survive many challenges.
Some of the association's finest hours have come in difficult times when leadership brought together the diverse segments of this state's trucking industry to focus on an issue to successfully accomplish a single position. There is no substitute for focused leadership backed by the confidence of strength in numbers.