insurance protection for washington truckers
WASHINGTON MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
From salmon and crab to cherries and apples, Washington is a leading producer of some of the country’s tastiest foods. The Evergreen State is also an outdoor enthusiast’s dream with its geological diversity, including mountains, deserts, rainforests and a Pacific coastline. source: usnews.com. And if you’re worried about finding a job, there is high demand for truck drivers .
Washington’s truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Billings or Helena, Missoula, or Whitefish, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Commercial Trucking Insurance Available in Washington
Both the state of Washington and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, Washington motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What is the price range for motor carrier insurance in Washington?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for Washington Truckers
Motor Carrier Insurance Can Be Provided in These Washington Cities
- Seattle
- Tri-Cities
- Spokane
- Tacoma
- Vancouver
- Bellevue
- Kent
- Everett
- Renton
- Federal Way
- Spokane Valley
- Yakima
Washington Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
To become a truck driver in Washington, one must first complete the required education and training. Next, obtain the necessary commercial driver's license (CDL) certification. Once certified, individuals can search for truck driving jobs and earn a competitive salary commensurate with their skills and experience.
What are the requirements to become a Truck Driver in Washington?
To become a truck driver in Washington, you must meet certain education and legal requirements:
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Education: Most employers require a high school diploma or equivalent. However, some companies may provide on-the-job training for individuals without a formal education.
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Driver's License: You must have a valid Washington state driver's license.
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Commercial Driver's License (CDL): To operate a commercial vehicle, you must obtain a CDL. This requires passing a written knowledge test and a skills test, which includes a pre-trip inspection, basic vehicle control, and on-road driving.
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Age Requirement: You must be at least 18 years old to obtain a CDL for intrastate (within Washington) driving and at least 21 years old for interstate (across state lines) driving.
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Medical Certification: You need to pass a medical examination and obtain a Medical Examiner's Certificate to ensure you are physically fit to operate a commercial vehicle.
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Clean Driving Record: Employers typically prefer candidates with a clean driving record and no history of serious traffic violations.
source: dreambound.com
The Washington Trucking Association is supported by member companies who range in size from small, single truck operators, from small, single truck operators to Fortune 500 companies, as well as, the businesses that provide them with products and services. Our members play a key role in deciding what issues we focus on and allow us to keep doing what we do best – helping to make Washington a great state to own and operate a business.