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insurance protection for texas truckers

TEXAS MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE

Texas, the Lone Star State, is known for its large cities, diverse landscapes, Tex-Mex cuisine, and trucking. The trucking industry is big business in Texas, supporting more than 1.1 million jobs and generating more than $62 billion in labor income. Texas truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help.

Texas’ truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Dallas or Denton, Austin or Amarillo, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.

Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!

TALK TO A TRUCKING INSURANCE AGENT.

Your trucking business deserves protection. We're dedicated exclusively to trucking insurance. Want to connect with someone? Call Cole at 817.385.2601 or click

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Commercial Trucking Insurance Available in Texas

Both the state of Texas and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.

By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, Texas motor carriers can have confidence that their insurance will effectively meet their unique requirements.

 
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:

What is the price range for motor carrier insurance in Texas?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

The state of Texas

Motor Carrier Insurance Can Be Provided in These Texas Cities

  • Abilene
  • Amarillo
  • Austin
  • Bryan
  • Brownsville
  • Corpus Christi
  • Dallas
  • Denton
  • El Paso
  • Fort Worth
  • Houston
  • Killeen
  • Midland
  • Mission
  • Odessa
  • Plano
  • San Antonio
  • Tyler
  • Waco
  • Wichita Falls
  • Laredo
  • Longview
  • Lubbock
  • McAllen

Texas Motor Carrier Insurance: FAQs You Need to Know

The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.

What are the Texas trucking insurance regulations?

The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.

As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
How much freight is hauled each year in Texas? Every year, truck drivers move 1.5 billion tons of freight, with a total value of $1.2 trillion, to, from, and within Texas. That amounts to 8.1 billion miles and includes 3.3 million northbound border crossings. (Source: TDOT)
What are the top commodities hauled by commercial trucks in Texas? Overall, top exports from Texas include petroleum and coal products, computer & electronic products, chemicals, machinery, and transportation equipment. Although almost all sectors of exported products are moved by truck in Texas, the top commodities moved by truck include agricultural products such as animals, animal feed, fish, grains, and fertilizer. (Source: thetrucker.com)
How much do Texas truck drivers get paid? Wages for truck drivers vary wildly, depending on the source. According to Zippia, in December 2023, the average truck driver salary in Texas was $50,515, with wages varying from a low of $33,000 to a high of $76,000 a year.
How many trucking companies are there in Texas? There are about 185,000 truck drivers employed at more than 66,000 trucking companies in Texas. One in 16 Texans is employed by the trucking industry; the average salary is $34,500. (Source: texas.gov)
What education is required to drive a commercial truck in Texas? Want to get started in the trucking business? You will be required to obtain a commercial driver’s license (CDL). Good news - there are more than 100 CDL schools in Texas, some private and some postsecondary institutions. (Source: texas.gov)
How much of Texas's truck trade is with Mexico? A full 85 percent of trade between Texas and Mexico is handled by trucks. Texas is connected to Mexico by 28 international vehicular bridges. Seventeen of these crossings accommodate commercial import and export traffic. Mexico is the top international destination for Texas exports.
What is the Texas Trucking Association? Since 1932, the Texas Trucking Association (TXTA) has served as the unified voice for the trucking industry in Texas. TXTA is dedicated to advocating on behalf of Texas motor carriers and the motor transportation system in the Lone Star State. Learn more here.