commercial trucking
insurance for Texas
TEXAS MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO COMMERCIAL TRUCK INSURANCE
Texas, the Lone Star State, is known for its large cities, diverse landscapes, Tex-Mex cuisine, and trucking. The trucking industry is big business in Texas, supporting more than 1.1 million jobs and generating more than $62 billion in labor income. Texas truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help.
Texas truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing it. From Dallas to Denton, Austin to Amarillo, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Commercial Insurance Available in Texas
Both the state of Texas and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, Texas motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
Insure Your Texas Cargo Today
If you need commercial truck insurance, choose an agency that knows the trucking business. Our team has years of experience helping drivers, owner-operators, and motor carriers with their insurance needs. Get a free trucking insurance quote for your trucking business today.What is the price range for truck insurance in Texas?
Several factors influence the cost of owner-operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner-operator insurance cost by talking to a Joe Morten & Son agent.
Good-to-know information for texas commercial truck insurance
Motor Carrier Insurance Can Be Provided in These Texas Cities
- Abilene
- Amarillo
- Austin
- Bryan
- Brownsville
- Corpus Christi
- Dallas
- Denton
- El Paso
- Fort Worth
- Houston
- Killeen
- Midland
- Mission
- Odessa
- Plano
- San Antonio
- Tyler
- Waco
- Wichita Falls
- Laredo
- Longview
- Lubbock
- McAllen
WANT TO CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT?
We take pride in helping our clients find the coverage they need with the service and support they deserve. Cole is only a call away.
Texas Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
Wages for truck drivers vary widely, depending on the source. According to Zippia, in December 2023, the average truck driver salary in Texas was $50,515, with wages varying from a low of $33,000 to a high of $76,000 a year.
There are about 185,000 truck drivers employed at more than 66,000 trucking companies in Texas. One in 16 Texans is employed by the trucking industry; the average salary is $34,500. (Source: texas.gov)
A full 85 percent of trade between Texas and Mexico is handled by trucks. Texas is connected to Mexico by 28 international vehicular bridges. Seventeen of these crossings accommodate commercial import and export traffic. Mexico is the top international destination for Texas exports.