commercial trucking insurance for texas
TEXAS DESERVES THE BEST COMMERCIAL TRUCKING INSURANCE
Texas, the Lone Star State, is known for its large cities, diverse landscapes, Tex-Mex cuisine, and trucking. The trucking industry is big business in Texas, supporting more than 1.1 million jobs and generating more than $62 billion in labor income. Texas truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help.
Whether you’re in Dallas or Denton, Austin or Amarillo, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of every trucker on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT.
You need to protect your trucking business. We’re 100% focused on trucking insurance. Call 877.294.1446 or click
Commercial Trucking Insurance Available in Texas
Both Texas and the FMCSA have minimum requirements for anyone seeking Texas commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Texas motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
Commercial Trucking INSURANCE SOLUTIONS
What does commercial trucking insurance cost in Texas?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Texas Commercial Trucking Resources
Texas Commercial Trucking Insurance Cities
- Abilene
- Amarillo
- Austin
- Bryan
- Brownsville
- Corpus Christi
- Dallas
- Denton
- El Paso
- Fort Worth
- Houston
- Killeen
- Midland
- Mission
- Odessa
- Plano
- San Antonio
- Tyler
- Waco
- Wichita Falls
- Laredo
- Longview
- Lubbock
- McAllen
Texas Commercial Trucking Insurance FAQ
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.