commercial trucking
insurance for Illinois
ILLINOIS TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
Big cities, attractive towns, and farmland, highlight the landscape of the state. Illinois is probably best known for Chicago, a world-class city regarded as the cultural heart of the USA with a broad economic base. And if you’re worried about finding a job, there is high demand for truck drivers.
Illinois truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help. Whether you’re in Chicago or Aurora, Rockford, or Joliet, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
Source: Illinois Department of Commerce

Commercial Trucking Insurance Available in Illinois
Both Illinois and the FMCSA have minimum requirements for anyone seeking Illinois commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Illinois motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
Insure Your Illinois Cargo Today
If you need commercial truck insurance, choose an agency that knows the trucking business. Our team has years of experience helping drivers, owner-operators, and motor carriers with their insurance needs. Get a free trucking insurance quote for your trucking business today.What does tractor trailer insurance cost in Illinois?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
We Can Offer These Illinois Cities Commercial Trucking Insurance
- Chicago
- Aurora
- Rockford
- Joliet
- Naperville
- Springfield
- Peoria
- North Peoria
- Elgin
- Waukegan
- Champaign
- Cicero
WANT TO CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT?
We take pride in helping our clients find the coverage they need with the service and support they deserve. Micah is only a call away.

Illinois Trucking Insurance FAQ
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
The average local truck driver salary in Illinois is $64,704 per year or $31.11 per hour. Entry level positions start at $50,004 per year while most experienced workers make up to $87,934 per year.
(Source: talent.com)
To become a truck driver in Illinois, one must first obtain a commercial driver's license (CDL) by completing the required education and certification process. This involves passing written and driving tests to demonstrate proficiency in operating a commercial vehicle. Once certified, individuals can then search for and secure truck driving jobs to start earning a competitive salary.
What are the requirements to Become a truck driver in Illinois?
To become a truck driver in Illinois, you must meet the following requirements:
- Education: A high school diploma or equivalent is typically required.
- Legal Requirements: You must hold a valid commercial driver's license (CDL) with the appropriate endorsements for the type of vehicle you will be operating.
(Source: dreambound.com)
The Illinois Trucking Association consists of dedicated Motor Carriers and Allied Members who support the people in our valued industry. ITA is the Illinois affiliate of the American Trucking Associations. As a result we bring with us experience of all other State Trucking Associations into one united team. Illinois Trucking Association provides you a lobbying voice in Springfield PLUS a whole array of services to help manage the impact of change within our industry. We team with other industry leaders to provide educational opportunities and member discounts.
