commercial tractor trailer insurance for louisiana
LOUISIANA MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE
With its roots in both French and Spanish heritage, and a strong influence from the Acadians, known today as Cajuns, Louisiana has a colorful history and a flair all its own. The language, the food, the music and the varying backgrounds of its people create a fascinating melting pot of cultures that cannot be experienced elsewhere. (source: lsu.edu) And if you’re worried about finding a job, there is high demand for truck drivers.
Louisiana truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Shreveport or Monroe, Baton Rouge, or Lake Charles, we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.
With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!
CONNECT WITH A TRUCK ING INSURANCE EXPERT.
It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Cole at 817.385.2601 or click
Commercial Trucking Insurance Available in Louisiana
Louisiana and the FMCSA establish minimum standards for obtaining commercial truck insurance in Louisiana. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.
Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
How much does trucking insurance typically cost in Louisiana?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Links for Louisiana Motor Carriers
Louisiana Cities We Can Provide Trucking Insurance
- New Orleans
- Baton Rouge
- Shreveport
- Metairie
- Lafayette
- Lake Charles
- Bossier City
- Kenner
- Monroe
- Alexandria
- Houma
- Marrero
Frequently Asked Questions About Louisiana Commercial Truck Insurance
Getting motor carrier insurance is just the first step in building a strong relationship with Joe Morten & Son. Whether you have inquiries about coverage or require help with an insurance certificate, we encourage you to contact us anytime. In the meantime, check out our list of frequently asked questions along with some useful answers.
Certain motor carriers are required by federal law to obtain permission before operating trucks or hauling specific types of cargo. Given the potential for commercial trucks to cause significant damage due to their size and weight, the government aims to protect the public by ensuring that funds are available for any damages. Moreover, as most motor carriers transport goods belonging to others, it is crucial to have adequate funds for repairing or replacing any cargo that might get damaged in transit.
As part of the federal process for gaining authority to transport goods across state lines, motor carriers must provide proof of financial responsibility, which is commonly fulfilled by purchasing insurance. The federal minimum insurance requirement is $750,000, although many insurers set a higher minimum of $1,000,000.
To become a truck driver in Louisiana, individuals must first complete the required education, obtain the necessary certification, and then search for job opportunities. The process involves enrolling in a truck driving school, passing the commercial driver's license (CDL) exam, and finally, applying for truck driving positions to start earning a competitive salary.
What are the requirements to Become a Truck Driver in Louisiana? To become a truck driver in Louisiana, you must meet the following requirements:
Education: There is no formal educational requirement, but most employers prefer candidates with a high school diploma or equivalent. Legal Requirements: You must obtain a Commercial Driver's License (CDL) with the appropriate class and endorsements for the type of vehicle you will be operating. Louisiana has specific requirements for obtaining a CDL. Age: You must be at least 18 years old to obtain a CDL in Louisiana, but most employers prefer drivers who are at least 21 years old. Medical Certification: You must pass a Department of Transportation (DOT) physical examination and obtain a medical certificate. Background Check: Most employers will conduct a background check, including a review of your driving record and any criminal history.
source: dreambound.com
Founded in 1939, LMTA represents trucking and related industry companies throughout the state and the nation. Our membership includes every type of motor carrier in Louisiana - regulated and exempt; intrastate and interstate; for-hire and private.
Over the years, our team has worked hard to protect your right to do business by defending the trucking industry in Baton Rouge and Washington, DC. We champion our industry by being your voice on laws and regulation when you cannot be here.