insurance protection for rhode island truckers
RHODE ISLAND MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
Rhode Island is known for its strong ties to the water, its colonial history, unique foods, and Gilded Age mansions, among other things. Every Rhode Islander lives within 30 minutes of the Atlantic Ocean or Narragansett Bay. It’s no wonder that Rhode Island is most known for beaches, sailing, seafood, and cute coastal towns. And if you’re worried about finding a job, there is high demand for truck drivers.
Rhode Island truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Providence or Pawtucket, Warwick, or Woonsocket, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Source: newenglandexplorer.co
Commercial Trucking Insurance Available in Rhode Island
Both the state of Rhode Island and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, Rhode Island motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What is the price range for motor carrier insurance in Rhode Island?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for Rhode Island Truckers
Rhode Island Motor Carrier Insurance: FAQs You Need to Know
- Providence
- Warwick
- Cranston
- Pawtucket
- East Providence
- Woonsocket
- Coventry
- Cumberland
- North Providence
- South Kingstown
- West Warwick
- Johnston
Rhode Island Commercial Trucking Insurance FAQ
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
The average trucker salary in Rhode Island is $66,750 per year or $32.09 per hour. Entry level positions start at $58,500 per year while most experienced workers make up to $89,422 per year.
Source: talent.com
To become a truck driver in Rhode Island, one must first complete the necessary education and training. This includes obtaining a commercial driver's license (CDL) by passing written and practical exams. After certification, individuals can then search for truck driving jobs and start earning a competitive salary in the industry.
Requirements to become a truck driver in Rhode Island
To become a truck driver in Rhode Island, you need to fulfill certain education and legal requirements, including:
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Education: A high school diploma or GED is generally required.
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Driver's License: You must possess a valid Rhode Island driver's license.
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Commercial Driver's License (CDL): To operate commercial vehicles, you need to obtain a CDL. Rhode Island requires a Class A CDL for driving tractor-trailers and heavy trucks.
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Age: You must be at least 21 years old to obtain a CDL for interstate driving (crossing state lines). For intrastate driving (within Rhode Island), the minimum age is 18.
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Driving Record: A clean driving record with no serious traffic violations is usually necessary.
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Medical Certification: You must undergo a medical examination and obtain a valid medical certificate to ensure you meet the physical requirements of the job.
Source: dreambound.com
The mission of the Rhode Island Trucking Association is to enhance the motor carrier industry's image, efficiency, and productivity through promoting highway safety, providing valuable information and educational programs, and ensure that our voices are heard in legislative matters.
The Rhode Island Trucking Association, Inc. (RITA) is a chartered, non-profit organization whose membership is made up of owner-operators, fleet owners, private and for-hire motor carriers, and allied industries, including manufacturers, dealers, service stations and suppliers.
Since 1931, RITA has represented and promoted all motor carrier interests on the state level. RITA, the only statewide trucking association, has been a member of the American Trucking Association (ATA) since 1944.
RITA represents the interests of its membership on both the local and national stages. With the support of our membership, we fight legislation detrimental to our industry and seek to develop and introduce positive initiatives that serve both trucking/transportation and the public interest.
RITA was instrumental in fighting independent contractor legislation, a transportation and warehousing tax, and, most recently, Rhode Island's truck-only tolls.