insurance protection for south carolina truckers
SOUTH CAROLINA MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
South Carolina is known for its warm temperatures, white sand beaches, parks, festivals, and golf – the things that usually draw people – but it’s famed southern hospitality, rich culture, flavorful cuisine, and slow living (long before it was a lifestyle movement) that inspires them to consider visiting South Carolina. And if you’re worried about finding a job, there is high demand for truck drivers.
South Carolina’s truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Columbia or Summerville, Rock Hill, or Charleston, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Commercial Trucking Insurance Available in South Carolina
Both the state of South Carolina and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, South Carolina motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What is the price range for motor carrier insurance in South Carolina?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for South Carolina Truckers
Motor Carrier Insurance Can Be Provided in These South Carolina Cities
- Columbia
- Charleston
- North Charleston
- Mt. Pleasant
- Rock Hill
- Greenville
- Summerville
- Sumter
- Goose Creek
- Hilton Head Island
- Florence
- Spartanburg
South Carolina Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
The average class a cdl truck driver salary in South Carolina is $62,400 per year or $30 per hour. Entry level positions start at $48,750 per year while most experienced workers make up to $85,000 per year.
(Source: talent.com)
To become a truck driver in South Carolina, one must first complete the necessary education and obtain the required commercial driver's license (CDL). Next, the individual must pass the certification exams to demonstrate their skills and knowledge. Once certified, they can then search for job opportunities to start earning a competitive salary as a truck driver.
What are the requirements to become a Truck Driver in South Carolina?
To become a truck driver in South Carolina, you must meet certain education and legal requirements. These include:
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Education Requirements: Most trucking companies require a high school diploma or GED. While not mandatory, completing a vocational training program or obtaining a Commercial Driver's License (CDL) from an accredited institution can increase your job prospects.
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Legal Requirements: To legally operate a commercial vehicle in South Carolina, you must have a valid CDL. To obtain a CDL, you must be at least 18 years old for intrastate driving or 21 years old for interstate driving. You will also need to pass a written knowledge test and a skills test, which includes a pre-trip inspection, basic control skills, and an on-road driving test.
(Source: dreambound.com)
SCTA works continuously to promote your interests by providing you with the information, resources, and support you need to maintain a healthy, growing business. A few benefits of membership include:
- Information Services – Regular newsletters keep you fully informed & compliant.
- Advocacy – Your voice in the legislature and government agencies, standing up for trucking’s best interests.
- Education – Training, workshops and conferences organized throughout the year.
- Employee Benefits Packages – Group Health, Life and Dental, Short & Long-term Disability options.
- Safety and compliance – Ability to consider our team an extension of yours, contact with questions or get onsite consulting services for a great price.
- Discounts – Safety and regulatory compliance materials for less, registrations for events at member-only pricing, and savings with several national retailers listed below.
- Networking & Collaboration – Printed and online membership directories, as well as, our online Info Hub Forum and free jobs listings.
- Workforce Development – Partnering with high school and career centers to promote CDL, diesel technicians, and skilled-trade careers.