commercial Motor Carrier insurance for NEW JERSEY
NEW JERSEY TRUCKERS – GET THE INSURANCE YOU NEED WITH SERVICE YOU EXPECT
New Jersey is world famous for its boardwalk beaches and Atlantic City casinos. These main attractions help the city draw 27 million tourists every year. But the “Diner Capital of the World” also has finger-licking eats around every corner. That includes iconic food like hoagies, classic Italian dishes, everything bagels, and of course Nathan’s Famous Hot Dogs. And if you’re worried about finding a job, there is high demand for truck drivers.
Truck drivers in New Jersey deserve the comprehensive commercial trucking insurance, and Joe Morten & Son is here to support you. Whether you're operating out of Paterson or Edison, Newark, or Jersey City, we offer outstanding commercial trucking insurance through Great West Casualty Company. Our dedicated team can customize insurance plans that cater to the specific needs of truckers.
Our clients find peace of mind knowing they can rely on us for all truck insurance solutions. At Joe Morten & Son, our mission is to provide exceptional service for every commercial truck insurance policy we create!
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SPEAK TO A TRUCKING INSURANCE PROFESSIONAL.
Protecting your trucking business is essential. We specialize entirely in trucking insurance. If you'd like to chat with a real person, call Jerry at 515.249.8151 or click
Commercial Trucking Insurance Available in New Jersey
Both New Jersey and the FMCSA have minimum requirements for anyone seeking New Jersey commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, New Jersey motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What are the costs associated with insuring my semi truck in New Jersey?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Our Semi Truck Insurance Is Available in These New Jersey Cities
New Jersey Motor Truck Association
New Jersey Department of Insurance
New Jersey Department of Motor Vehicles
New Jersey Department of Transportation
New Jersey Commercial Trucking Insurance Cities
- Newark
- Jersey City
- Paterson
- Elizabeth
- Edison
- Toms River
- Clifton
- Trenton
- Camden
- Passaic
- Cherry Hill
- Union City
Common Questions Regarding Semi Truck Insurance in New Jersey
The securing of tractor trailer insurance begins a lasting connection with Joe Morten & Son and our customers. If you ever have a coverage query or need support with an insurance certificate, we’re here for you—reach out anytime. Meanwhile, here are some common questions we receive, complete with helpful responses.
Federal regulations require specific motor carriers to obtain permission before they can operate trucks or haul designated goods. Because commercial trucks can inflict considerable damage due to their size and weight, the government prioritizes public safety by ensuring that sufficient funds are accessible for potential damages. Additionally, since motor carriers often transport other people's goods, it’s vital to guarantee that funds are available for the repair or replacement of cargo that may be damaged during transit.
To secure federal authority for interstate hauling, motor carriers must demonstrate financial responsibility, typically achieved through insurance. The federal government mandates a minimum insurance limit of $750,000, though many insurance providers require at least $1,000,000 in coverage.
The average entry level truck driver salary in New Jersey is $85,000 per year or $40.87 per hour. Entry level positions start at $65,250 per year while most experienced workers make up to $95,000 per year.
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To become a truck driver in New Jersey, one must first complete the required education, obtain the necessary certification, and then search for job opportunities. The education process involves enrolling in a truck driving school and completing a training program. Once the certification is obtained, individuals can start applying for truck driving positions to earn a competitive salary.
What are the requirements to become a truck driver in New Jersey?
To become a truck driver in New Jersey, you need to meet certain education and legal requirements. These requirements may include:
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Education: Most trucking companies require a high school diploma or GED equivalent. However, formal education beyond high school is not typically required.
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Driver's License: You must have a valid New Jersey driver's license to operate a commercial vehicle. Additionally, you may need to obtain a commercial driver's license (CDL) if you plan to drive larger trucks or transport hazardous materials.
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Age: The minimum age requirement to obtain a CDL in New Jersey is 18 years old for intrastate driving and 21 years old for interstate driving.
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Medical Certification: You must pass a medical examination and obtain a medical certificate from a certified medical examiner to ensure you are physically fit to operate a commercial vehicle.
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Clean Driving Record: Trucking companies often require applicants to have a clean driving record with no major violations or accidents.
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Background Check: You may be required to undergo a background check to ensure you have a clean criminal record.
Source: dreambound.com
The New Jersey Motor Truck Association (NJMTA) represents the trucking community serving our great state. NJMTA is the voice of New Jersey’s trucking industry before state and federal legislatures, government and regulatory agencies, the public and the media. Since the efficient delivery of goods by truck is essential to New Jersey's economy, when the NJMTA speaks out on trucking issues,we're advocates for the interests of all our state's businesses, institutions and families.