commercial tractor trailer insurance for MONTANA
MONTANA MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE
Montana is known for its natural beauty and wildlife. If you drive across Montana, you will see mountains, foothills (hills at the edge of a mountain range), badlands (an area created byerosion of rocks and hills with little vegetation), and prairies (flat grasslands). source: Montana Historical Society. Wide open spaces abound with low population densities and lots of ranchland. And if you’re worried about finding a job, there is high demand for truck drivers.
Montana truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Billings or Helena, Missoula, or Whitefish, we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.
With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!
CONNECT WITH A TRUCK INSURANCE INSURANCE EXPERT
It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Deb at 303.989.2673 x5861 or click
Commercial Trucking Insurance Available in Montana
Montana and the FMCSA establish minimum standards for obtaining commercial truck insurance in Montana. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.
Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
How much does trucking insurance typically cost in Montana?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Links for Montana Motor Carriers
Montana Cities We Can Provide Trucking Insurance
- Billings
- Missoula
- Great Falls
- Bozeman
- Butte-Silver Bow
- Helena
- Kalispell
- Belgrade
- Anaconda
- Helena Valley Southeast
- Havre
- Whitefish
Frequently Asked Questions About Montana Commercial Truck Insurance
Getting motor carrier insurance is just the first step in building a strong relationship with Joe Morten & Son. Whether you have inquiries about coverage or require help with an insurance certificate, we encourage you to contact us anytime. In the meantime, check out our list of frequently asked questions along with some useful answers.
Certain motor carriers are required by federal law to obtain permission before operating trucks or hauling specific types of cargo. Given the potential for commercial trucks to cause significant damage due to their size and weight, the government aims to protect the public by ensuring that funds are available for any damages. Moreover, as most motor carriers transport goods belonging to others, it is crucial to have adequate funds for repairing or replacing any cargo that might get damaged in transit.
As part of the federal process for gaining authority to transport goods across state lines, motor carriers must provide proof of financial responsibility, which is commonly fulfilled by purchasing insurance. The federal minimum insurance requirement is $750,000, although many insurers set a higher minimum of $1,000,000.
To become a truck driver in Montana, one must first obtain a commercial driver's license (CDL) by completing the required education and passing the necessary exams. Once certified, individuals can then search for truck driving jobs in the state to earn a competitive salary.
To become a truck driver in Montana, you must meet certain education and legal requirements, including:
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Education: Most trucking companies require a high school diploma or GED equivalent.
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Commercial Driver's License (CDL): You must obtain a CDL from the Montana Department of Justice. This involves passing written and practical exams, as well as a medical examination.
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Age: You must be at least 18 years old to obtain an intrastate CDL (within Montana) and 21 years old for interstate CDL (crossing state lines).
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Driving Record: A clean driving record is essential, with no major violations or recent suspensions.
source: dreambound.com
Montana Trucking Association is a Non-Profit trade group and has served as the voice for Montana’s trucking industry since 1939. MTA is an affiliate of the American Trucking Association (ATA) and recognizes the ATA as the national representative for legislative, regulatory, and political matters.
The purpose of MTA is to promote the trucking industry; contribute to the improvement of the organizations and people working in the trucking industry and protect the collective interests of trucking companies in the political and regulatory arenas within the state of Montana and the United States.