commercial tractor trailer insurance for MISSOURI
MISSOURI MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE
Missouri is known for its random oversized objects. It’s home to a 12-foot-long pecan, a giant rocking chair that’s more than 42 feet tall, a 43-foot-tall rooster and the world’s largest chess piece — 53 times as big as a regular-size piece. It is also know for its vibrant trucking operations. In 2020, there were over 153,000 trucking industry jobs in the Show-Me State and 12,300 Missouri-based trucking companies in operation. Nearly 3 in 4 Missouri communities primarily or exclusively depend on trucking to move goods across the state’s 132,094 miles of public roads.
Missouri truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in St. Louis or Springfield, Independence or Joplin, we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.
With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!
CONNECT WITH A TRUCKING INSURANCE EXPERT.
It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Conor at 402.508.7590 or click
Commercial Trucking Insurance Available in Missouri
Missouri and the FMCSA establish minimum standards for obtaining commercial truck insurance in Missouri. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.
Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
How much does trucking insurance typically cost in Missouri?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Links for Missouri Motor Carriers
Missouri Cities We Can Provide Trucking Insurance
- Kansas City
- St. Louis
- Springfield
- Columbia
- Independence
- Lee's Summit
- O'Fallion
- St. Joseph
- St. Charles
- Blue Springs
- St. Peters
- Florissant
Frequently Asked Questions About Missouri Commercial Truck Insurance
Getting motor carrier insurance is just the first step in building a strong relationship with Joe Morten & Son. Whether you have inquiries about coverage or require help with an insurance certificate, we encourage you to contact us anytime. In the meantime, check out our list of frequently asked questions along with some useful answers.
Certain motor carriers are required by federal law to obtain permission before operating trucks or hauling specific types of cargo. Given the potential for commercial trucks to cause significant damage due to their size and weight, the government aims to protect the public by ensuring that funds are available for any damages. Moreover, as most motor carriers transport goods belonging to others, it is crucial to have adequate funds for repairing or replacing any cargo that might get damaged in transit.
As part of the federal process for gaining authority to transport goods across state lines, motor carriers must provide proof of financial responsibility, which is commonly fulfilled by purchasing insurance. The federal minimum insurance requirement is $750,000, although many insurers set a higher minimum of $1,000,000.
The Missouri Department of Transportation (MoDOT) estimates that over 985 million tons of goods worth over $1.1 trillion pass through Missouri annually. Trucks transport 87% of these goods, indicating the state’s highways and many secondary roads are important trucking routes.
Source: MDOT
with an average annual trucking industry salary of $46,996. (Source: Missouri Trucking Association)
There are three steps for becoming a trucker in Missouri:
- You must be over 18 or over 21 if you want to drive a truck across the Missouri state border.
- Enroll in a truck driving school.
- Get your Class A CDL, which lets you operate Class A commercial motor vehicles for trucking companies.
The Class A CDL certification includes three parts:
- Five knowledge tests
- Hands-on training at a reputable driving school
- Final skills test