commercial trucking insurance for MISSOURI
MISSOURI DESERVES THE BEST COMMERCIAL TRUCKING INSURANCE
Missouri is known for its random oversized objects. It’s home to a 12-foot-long pecan, a giant rocking chair that’s more than 42 feet tall, a 43-foot-tall rooster and the world’s largest chess piece — 53 times as big as a regular-size piece. It is also know for its vibrant trucking operations. In 2020, there were over 153,000 trucking industry jobs in the Show-Me State and 12,300 Missouri-based trucking companies in operation. Nearly 3 in 4 Missouri communities primarily or exclusively depend on trucking to move goods across the state’s 132,094 miles of public roads.
Missouri truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help. Whether you’re in St. Louis or Springfield, Independence or Joplin, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of every trucker on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT.
You need to protect your trucking business. We’re 100% focused on trucking insurance. Call 877.294.1446 or click
Commercial Trucking Insurance Available in Missouri
Both Missouri and the FMCSA have minimum requirements for anyone seeking Missouri commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Missouri motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
Commercial Trucking INSURANCE SOLUTIONS
What does commercial trucking insurance cost in Missouri?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Missouri Commercial Trucking Resources
Missouri Commercial Trucking Insurance Cities
- Kansas City
- St. Louis
- Springfield
- Columbia
- Independence
- Lee's Summit
- O'Fallion
- St. Joseph
- St. Charles
- Blue Springs
- St. Peters
- Florissant
Missouri Commercial Trucking Insurance FAQ
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
The Missouri Department of Transportation (MoDOT) estimates that over 985 million tons of goods worth over $1.1 trillion pass through Missouri annually. Trucks transport 87% of these goods, indicating the state’s highways and many secondary roads are important trucking routes.
Source: MDOT
with an average annual trucking industry salary of $46,996. (Source: Missouri Trucking Association)
There are three steps for becoming a trucker in Missouri:
- You must be over 18 or over 21 if you want to drive a truck across the Missouri state border.
- Enroll in a truck driving school.
- Get your Class A CDL, which lets you operate Class A commercial motor vehicles for trucking companies.
The Class A CDL certification includes three parts:
- Five knowledge tests
- Hands-on training at a reputable driving school
- Final skills test