commercial trucking insurance for ARKANSAS
ARKANSAS TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
Arkansas is known for its lakes, rivers, and hot springs, extreme weather, rice and poultry production, its rich folk music tradition, the only active diamond mine in the United States, and trucking. While Arkansas is proud to be home to some of the nation's largest trucking companies, it is the industry of small business. As of April 2020, there were 4,840 trucking companies located in Arkansas, most of them small, locally owned businesses. Over 90% of interstate motor carriers operate 20 or fewer trucks.
Whether you’re in Fayetteville or Fort Smith, Little Rock or Bentonville, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
Commercial Truck Insurance Available in Arkansas
Both Arkansas and the FMCSA have minimum requirements for anyone seeking Arkansas commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Arkansas motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What does tractor trailer insurance cost in Arkanas?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
We Can Offer These Arkansas Cities Commercial Trucking Insurance
- Little Rock
- Fayetteville
- Fort Smith
- Springdale
- Jonesbor0
- Rogers
- Conway
- North Little Rock
- Bentonville
- Pine Bluff
- Hot Springs
- Benton
Arkansas Trucking Insurance FAQ
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
To become a truck driver in Arkansas, one must first complete the required education and training. Next, obtain the necessary certifications, such as a commercial driver's license (CDL). Once certified, individuals can search for job opportunities in the trucking industry, where they can earn a competitive salary based on their skills and experience.
To obtain your CDL in Arkansas, you will need to complete the following steps:
- Enroll in a truck driving school or training program that is approved by the Arkansas Department of Education.
- Pass the written knowledge tests for the appropriate class of CDL and any necessary endorsements.
- Pass the driving skills test in the type of vehicle you will be operating.
- Apply for your CDL at the Arkansas Department of Motor Vehicles.
(Source: Dreambound.com)