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commercial trucking insurance for ARKANSAS


Arkansas is known for its lakes, rivers, and hot springs, extreme weather, rice and poultry production, its rich folk music tradition, the only active diamond mine in the United States, and trucking. While Arkansas is proud to be home to some of the nation's largest trucking companies, it is the industry of small business. As of April 2020, there were 4,840 trucking companies located in Arkansas, most of them small, locally owned businesses. Over 90% of interstate motor carriers operate 20 or fewer trucks.

Whether you’re in Fayetteville or Fort Smith, Little Rock or Bentonville, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of every trucker on the road. 

Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!


You need to protect your trucking business. We’re 100% focused on trucking insurance.  Call 877.294.1446 or click

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Commercial Truck Insurance Available in Arkansas

Both Arkansas and the FMCSA have minimum requirements for anyone seeking Arkansas commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.

The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Arkansas motor carriers can trust that their coverage will match their needs.



What does commercial trucking insurance cost in Arkanas?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

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Arkansas Commercial Trucking Insurance Cities

  • Little Rock
  • Fayetteville
  • Fort Smith
  • Springdale
  • Jonesbor0
  • Rogers
  • Conway
  • North Little Rock
  • Bentonville
  • Pine Bluff
  • Hot Springs
  • Benton

Arkansas Commercial Trucking Insurance FAQ

The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.

What commercial vehicle insurance requirements are there in Arkansas?

The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.

As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.

What forms do you need to file to drive a truck in Arkansas? That varies depending on your freight and the locations you haul. Your truck insurance agent can help ensure that you have filed the proper paperwork to operate under your own authority in Arkansas. Paperwork has to be submitted to the state before a driver can operate under his or her own authority.
How much freight is hauled each year in Arkansas? In 2022, Arkansas' freight system moved 322 million tons of freight, valued at $225 billion. (Source: TRIP)
What are the top commodities hauled by commercial trucks in Arkansas? Trucks transport many Arkansas products through and out of the state, including poultry, lumbersand and gravelcotton, and farm produce. Trucks also bring necessities and luxuries into Arkansas. Businesses such as Walmart Inc. and Tyson Foods Inc. rely on the trucking industry for their survival. (Source: Encyclopedia of Arkansas)
How many miles of interstate are there in Arkansas? The Arkansas road system contains 16,442.90 miles (26,462.28 km) of Interstates, U.S. Routes, state highways, and special routes.  (Source: Wikipedia)
How much do Arkansas truck drivers get paid?
Total trucking industry wages paid in Arkansas in 2020 exceeded $4.8 billion, with an average annual trucking industry salary of $48,629. Heavy and tractor-trailer truck drivers held 35,940 jobs with an average annual salary of $46,630. Source: U.S. Bureau of Labor Statistics, 2020
How many trucking companies are there in Arkansas? There are about 97,950 truck drivers employed at more than 9,250 trucking companies in Arkansas. One in 10 are employed by the trucking industry. (Source: Arkanas Trucking)
What education is required to drive a commercial truck in Arkansas?

To become a truck driver in Arkansas, one must first complete the required education and training. Next, obtain the necessary certifications, such as a commercial driver's license (CDL). Once certified, individuals can search for job opportunities in the trucking industry, where they can earn a competitive salary based on their skills and experience.

To obtain your CDL in Arkansas, you will need to complete the following steps:

  1. Enroll in a truck driving school or training program that is approved by the Arkansas Department of Education.
  2. Pass the written knowledge tests for the appropriate class of CDL and any necessary endorsements.
  3. Pass the driving skills test in the type of vehicle you will be operating.
  4. Apply for your CDL at the Arkansas Department of Motor Vehicles.


What is the Arkansas Trucking Association? The Arkansas Trucking Association (ATA) promotes the health of the Arkansas trucking industry on issues that have a direct impact on member companies and our state and national economies. The Association is owned and governed by more than 300 trucking companies and important industry suppliers. Members range from firms with 5 or fewer trucks to some of the nation’s largest freight and logistics companies. Learn more here.