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commercial trucking insurance for ARKANSAS

ARKANSAS TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE

Arkansas is known for its lakes, rivers, and hot springs, extreme weather, rice and poultry production, its rich folk music tradition, the only active diamond mine in the United States, and trucking. While Arkansas is proud to be home to some of the nation's largest trucking companies, it is the industry of small business. As of April 2020, there were 4,840 trucking companies located in Arkansas, most of them small, locally owned businesses. Over 90% of interstate motor carriers operate 20 or fewer trucks.

Whether you’re in Fayetteville or Fort Smith, Little Rock or Bentonville, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road. 

Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!

CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT.

You need to protect your trucking business. We’re 100% focused on trucking insurance. Want to talk to a real person? Call Austin at 402.494.7324 or click

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Commercial Truck Insurance Available in Arkansas

Both Arkansas and the FMCSA have minimum requirements for anyone seeking Arkansas commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.

The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Arkansas motor carriers can trust that their coverage will match their needs.

HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:

What does tractor trailer insurance cost in Arkanas?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

The state of Arkansas

We Can Offer These Arkansas Cities Commercial Trucking Insurance

  • Little Rock
  • Fayetteville
  • Fort Smith
  • Springdale
  • Jonesbor0
  • Rogers
  • Conway
  • North Little Rock
  • Bentonville
  • Pine Bluff
  • Hot Springs
  • Benton

Arkansas Trucking Insurance FAQ

Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.

What are the commercial trucking insurance requirements in Arkansas?

The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.

To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.

How much freight is hauled each year in Arkansas? In 2022, Arkansas' freight system moved 322 million tons of freight, valued at $225 billion. (Source: TRIP)
What are the top commodities hauled by commercial trucks in Arkansas? Trucks transport many Arkansas products through and out of the state, including poultry, lumbersand and gravelcotton, and farm produce. Trucks also bring necessities and luxuries into Arkansas. Businesses such as Walmart Inc. and Tyson Foods Inc. rely on the trucking industry for their survival. (Source: Encyclopedia of Arkansas)
How much do Arkansas truck drivers get paid?
Total trucking industry wages paid in Arkansas in 2020 exceeded $4.8 billion, with an average annual trucking industry salary of $48,629. Heavy and tractor-trailer truck drivers held 35,940 jobs with an average annual salary of $46,630. (Source: U.S. Bureau of Labor Statistics, 2020)
How many trucking companies are there in Arkansas? There are about 97,950 truck drivers employed at more than 9,250 trucking companies in Arkansas. One in 10 are employed by the trucking industry. (Source: Arkanas Trucking)
What education is required to drive a commercial truck in Arkansas?

To become a truck driver in Arkansas, one must first complete the required education and training. Next, obtain the necessary certifications, such as a commercial driver's license (CDL). Once certified, individuals can search for job opportunities in the trucking industry, where they can earn a competitive salary based on their skills and experience.

To obtain your CDL in Arkansas, you will need to complete the following steps:

  1. Enroll in a truck driving school or training program that is approved by the Arkansas Department of Education.
  2. Pass the written knowledge tests for the appropriate class of CDL and any necessary endorsements.
  3. Pass the driving skills test in the type of vehicle you will be operating.
  4. Apply for your CDL at the Arkansas Department of Motor Vehicles.

(Source: Dreambound.com)

What is the Arkansas Trucking Association? The Arkansas Trucking Association (ATA) promotes the health of the Arkansas trucking industry on issues that have a direct impact on member companies and our state and national economies. The Association is owned and governed by more than 300 trucking companies and important industry suppliers. Members range from firms with 5 or fewer trucks to some of the nation’s largest freight and logistics companies. Learn more here.