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commercial tractor trailer insurance for KENTUCKY

KENTUCKY MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE

A state rich in history and tradition, Kentucky stands out for its unique blend of natural beauty, distinctive culinary delights, bourbon whiskey, thoroughbred horses and hard-working locals. And if you’re worried about finding a job, there is high demand for truck drivers.

Kentucky truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Lexington or Louisville, Richmond, or Bowling Green, we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.

With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!

Source: rent.com

CONNECT WITH A TRUCKING INSURANCE EXPERT.

It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Jerry at 515.249.8151 or click

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Commercial Trucking Insurance Available in Kentucky

Kentucky and the FMCSA establish minimum standards for obtaining commercial truck insurance in Kentucky. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.

Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.

HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:

How much does trucking insurance typically cost in Kentucky?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

The state of Kentucky

Kentucky Cities We Can Provide Trucking Insurance

  • Lexington-Fayette
  • Meads 
  • Ironville 
  • Louisville 
  • Lexington 
  • Bowling Green
  • Owensboro 
  • Covington 
  • Richmond 
  • Georgetown
  • Florence 
  • Hopkinsville  

Frequently Asked Questions About Kentucky Commercial Truck Insurance

Getting motor carrier insurance is just the first step in building a strong relationship with Joe Morten & Son. Whether you have inquiries about coverage or require help with an insurance certificate, we encourage you to contact us anytime. In the meantime, check out our list of frequently asked questions along with some useful answers.

What insurance requirements apply to commercial semi-trucks in Kentucky?

Certain motor carriers are required by federal law to obtain permission before operating trucks or hauling specific types of cargo. Given the potential for commercial trucks to cause significant damage due to their size and weight, the government aims to protect the public by ensuring that funds are available for any damages. Moreover, as most motor carriers transport goods belonging to others, it is crucial to have adequate funds for repairing or replacing any cargo that might get damaged in transit.

As part of the federal process for gaining authority to transport goods across state lines, motor carriers must provide proof of financial responsibility, which is commonly fulfilled by purchasing insurance. The federal minimum insurance requirement is $750,000, although many insurers set a higher minimum of $1,000,000.

How much do Kentucky truck drivers get paid?

The average truck driver salary in Kentucky is $64,996 per year or $31.25 per hour. Entry level positions start at $48,760 per year while most experienced workers make up to $90,000 per year.

(Source: talent.com)

What education is required to drive a commercial truck in Kentucky?

To become a truck driver in Kentucky, one must first complete the necessary education requirements, which typically involve enrolling in a truck driving school or program. After obtaining the proper certifications, such as a Commercial Driver's License (CDL), individuals can then search for job opportunities in the trucking industry to start earning a competitive salary.

What are the requirements to Become a Truck Driver in Kentucky?

To become a truck driver in Kentucky, you must meet the following requirements:

  1. Education: There is no formal education requirement, but most employers prefer candidates with a high school diploma or equivalent.
  2. Legal Requirements: You must obtain a commercial driver's license (CDL) with the appropriate endorsements for the type of vehicle you will be operating. The process involves passing written and practical driving tests.
  3. Age: You must be at least 18 years old to obtain a CDL in Kentucky, but most employers require drivers to be at least 21 years old.
  4. Medical Certification: You must pass a Department of Transportation (DOT) medical examination to ensure you meet the physical and mental health requirements for operating a commercial vehicle.

(Source: dreambound.com)

What is the Kentucky Trucking Association?

Founded in 1962, KTA exists to ensure that the public and policy makers have a complete understanding of the trucking industry and the issues that affect them.

The objectives of the Kentucky Trucking Association are to:
 

  • By membership to the association the members welfare will be promoted by working together as one team, serving together and learning from one another, educating one another, sharing ideas, solving problems, lending helping hands to the end that valuable aid to all for the highway transportation industry and to the public at large so that it may be moved forward and be developed to benefit us all.  
  • Building & fostering relationships of cooperation serving as a united front to solve both political and business issues. 
  • To foster and promote highway transportation safety in the state of Kentucky and elsewhere.
  • To address issues together that affect all of us as a whole industry.   
  • To encourage the passage of wise and just laws beneficial to the trucking industry.
  • To improve transportation service by providing leadership knowledge, experience, and assistance to persons and firms engaged in the highway transportation industry and by working with all public officials and interested industry groups.
  • To promote safety on our streets and highways. To promote safety of our drivers.
  • To recognize driver needs.
  • To inculcate a high standard of business integrity equity and justice in all who are either directly or indirectly connected with the highway transportation industry to the end that the industry may function with the confidence and respect of the public, as well as the members of the industry.