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commercial tractor trailer insurance for Kansas

KANSAS MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE

Kansas is known for oil wells, wheat and cattle production, scorching summers, freezing winters, and the Wizard of Oz. The geographic center of the 48 contiguous United States is located about 2.6 miles northwest of the center of Lebanon, Kansas.

 It is also know for its vibrant trucking operations. The Sunflower State has major terminals serving over a dozen of the nation’s largest carriers and is crossed by I-70, one of the major U.S. east-west transportation routes. Contrary to popular belief, Kansas isn’t a state that truck drivers pass through on their routes between locations. The state’s exports include tires and agriculture, but its top industry is aviation — aircraft engines and parts.

Kansas truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Salina or Shawnee, Wichita, or Manhattan , we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.

With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!

CONNCECT WITH TRUCKING INSURANCE EXPERT.

It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Jackie at 308.382.2280 or click

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Commercial Trucking Insurance Available in Kansas

Kansas and the FMCSA establish minimum standards for obtaining commercial truck insurance in Kansas. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.

Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.

HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:

How much does trucking insurance typically cost in Kansas?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

The state of Kansas

Kansas Cities We Can Provide Trucking Insurance

  • Wichita
  • Overland Park
  • Kansas City
  • Olathe
  • Topeka
  • Lawrence
  • Shawnee
  • Lenexa
  • Manhattan
  • Salina
  • Hutchinson
  • Leavenworth

Frequently Asked Questions About Kansas Commercial Truck Insurance

Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.

What insurance requirements apply to commercial semi-trucks in Kansas?

The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.

To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.

How much freight is hauled each year in Kansas?

Trucks transported 84 percent of total manufactured tonnage in the state in 2010 or 262,896 tons per day. Over 49 percent of Kansas communities depend exclusively on trucks to move their goods. (Source: Kslegislature.org)

What are the top commodities hauled by commercial trucks in Kansas? The state’s exports include tires and agriculture, but its top industry is aviation — aircraft engines and parts. (Source: www.thetrucker.com)
How much do Kansas truck drivers get paid? In 2010, the trucking industry in Kansas provided 69,670 jobs, or one out of 15 in the state. Total trucking industry wages paid in Kansas in 2010 exceeded $3.0 billion, with an average annual trucking industry salary of $42,539. The U.S. Bureau of Labor Statistics reported in May 2010 that truck drivers, heavy, tractor-trailer and light, delivery drivers, held 26,310 jobs with a mean annual salary of $33,410. Source: kslegislature.org
How many trucking companies are there in Kansas? In 2011, there were over 7,520 trucking companies located in Kansas, most of
them small, locally owned businesses. These companies are served by a wide range of supporting businesses both large and small,(Source: kslegislature.org)
What education is required to drive a commercial truck in Kansas?

To become a truck driver in Kansas, one must first complete the required education. The education process involves enrolling in a truck driving school. Upon completion of the training program, individuals must pass the written and practical exams to obtain a commercial driver's license (CDL). With the CDL in hand, they can then apply for truck driving positions.

To become a truck driver in Kansas, you must meet the following requirements:

  • Possess a valid commercial driver's license (CDL) with the appropriate endorsements
  • Meet the minimum age requirement of 18 years old (21 years old for interstate travel)
  • Pass a physical exam and drug test
  • Have a clean driving record with no major violations
  • Obtain any necessary training or certifications, such as hazardous materials endorsements
 (Source: Dreambound.com)
What is the Kansas Trucking Association?

Chartered by the State of Kansas as a non-profit corporation on August 11, 1936, KMCA through the intervening years consistently has provided the progressive, organized leadership that has helped the transportation industry improve its services to the public and to achieve its present stature.

With its membership of more than 900 companies, representing all types of motor carrier operations and allied enterprises, KMCA is able to speak with authority as the voice of the transportation industry.

 Learn more here.