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commercial tractor trailer insurance for maine

MAINE MOTOR CARRIERS – YOU DESERVE THE BEST TRUCKING INSURANCE

Maine is known for its rugged coastline, vast stretches of wilderness, an exceptional national park, a unique cultural city, and world-renowned lobster.  Much of what Maine is known for derives from its 3,000 miles of jagged coast and its mountainous forested wilderness. But it also is distinctive for its food and the unique accent of locals. And if you’re worried about finding a job, there is high demand for truck drivers.

Maine truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Lewiston or Portland, Bangor, or West Scarborough, we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.

With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!

Source: newenglandexplorer.com

CONNECT WITH A TRUCKING INSURANCE EXPERT.

It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to David at 865.392.3727 or click

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Commercial Trucking Insurance Available in Maine

Maine and the FMCSA establish minimum standards for obtaining commercial truck insurance in Maine. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.

Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.

HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:

How much does trucking insurance typically cost in Maine?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

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Maine Cities We Can Provide Trucking Insurance

  • Portland 
  • Lewiston 
  • Bangor 
  • West Scarborough 
  • South Portland 
  • South Portland Gardens
  • Auburn 
  • Biddeford 
  • Sanford  
  • Saco 
  • Augusta 
  • Westbrook 

Frequently Asked Questions About Maine Commercial Truck Insurance

Getting motor carrier insurance is just the first step in building a strong relationship with Joe Morten & Son. Whether you have inquiries about coverage or require help with an insurance certificate, we encourage you to contact us anytime. In the meantime, check out our list of frequently asked questions along with some useful answers.

What insurance requirements apply to commercial semi-trucks in Maine?

Certain motor carriers are required by federal law to obtain permission before operating trucks or hauling specific types of cargo. Given the potential for commercial trucks to cause significant damage due to their size and weight, the government aims to protect the public by ensuring that funds are available for any damages. Moreover, as most motor carriers transport goods belonging to others, it is crucial to have adequate funds for repairing or replacing any cargo that might get damaged in transit.

As part of the federal process for gaining authority to transport goods across state lines, motor carriers must provide proof of financial responsibility, which is commonly fulfilled by purchasing insurance. The federal minimum insurance requirement is $750,000, although many insurers set a higher minimum of $1,000,000.

How much do Maine truck drivers get paid?

The average truck drivers weekly salary in Maine is $83,200 per year or $40 per hour. Entry level positions start at $76,800 per year while most experienced workers make up to $93,000 per year.

Source: talent.com

What education is required to drive a commercial truck in Maine?

To become a truck driver in Maine, individuals must first complete the necessary education, obtain the required certification, and then search for job opportunities. The education process involves enrolling in a truck driving school and completing a training program. Once certified, individuals can apply for truck driving positions and earn a competitive salary.

Requirements to become a Truck Driver in Maine:

To become a truck driver in Maine, you need to meet certain requirements, including both educational and legal prerequisites. Here are the key requirements:

Education:

  • High School Diploma or GED: Most trucking companies require a high school diploma or equivalent education.

Legal Requirements:

  • Commercial Driver's License (CDL): To operate a commercial vehicle, you need to obtain a CDL. This involves passing written and practical exams administered by the Maine Bureau of Motor Vehicles (BMV).

  • Age Requirement: In Maine, you must be at least 18 years old to obtain a CDL for intrastate driving and 21 years old for interstate driving.

  • Clean Driving Record: Trucking companies look for candidates with a clean driving record, free from major violations or accidents.

  • Medical Certification: You need to pass a Department of Transportation (DOT) physical examination to ensure you are physically fit to operate a commercial vehicle.

Source: dreambound.com

What is the Maine Trucking Association?

To foster and promote the motor transportation industry in the State of Maine and elsewhere; To promote the welfare of its members by friendly association, cooperation, and education, to the end that valuable aid to the motor transportation industry and to the public at large may thereby be developed; To assist in and provide for education of those engaged in the motor transportation industry and their suppliers on matters affecting the operation of motor vehicles, including safety procedures, safety devices, and laws governing such operations; To improve motor transportation services by providing leadership and assistance to persons and firms engaged in the motor transportation industry and by cooperating with all public officials and interested parties; To foster and promote safety on the highways; To affiliate with or establish working relationships with other Associations, including the American Trucking Associations, Inc.; To act as the medium for expression of the collective views of its members on matters affecting the motor transportation industry; and To do such things as may be proper to create and stimulate a fair and intelligent attitude on the part of the public with respect to the transportation business of its members and to accomplish fair and intelligent legislation with respect thereto.