commercial Motor Carrier insurance for Oklahoma
OKLAHOMA TRUCKERS – GET THE INSURANCE YOU NEED WITH SERVICE YOU EXPECT
Oklahoma is known for more than just its extreme weather and iconic Western heritage. There is so much more to this beautiful state than that! It’s now home to a thriving economy, a vibrant arts and culture scene, and some of the friendliest people you’ll ever meet. More than 600 trucks per day travel Oklahoma’s 12,000+ miles of highway, delivering goods to 26 major cities within an 800-mile length of haul. Oklahoma truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help.
Truck drivers in Oklahoma deserve the comprehensive commercial trucking insurance, and Joe Morten & Son is here to support you. Whether you're operating out of Ardmore or Tulsa, Norman or Oklahoma City, we offer outstanding commercial trucking insurance through Great West Casualty Company. Our dedicated team can customize insurance plans that cater to the specific needs of truckers.
Our clients find peace of mind knowing they can rely on us for all truck insurance solutions. At Joe Morten & Son, our mission is to provide exceptional service for every commercial truck insurance policy we create!
SPEAK TO A TRUCKING INSURANCE PROFESSIONAL
Protecting your trucking business is essential. We specialize entirely in trucking insurance. If you'd like to chat with a real person, call Michael at 817.385.2604 or click
Commercial Trucking Insurance Available in Oklahoma
In Oklahoma, both the state and the FMCSA set minimum insurance requirements for commercial trucking. If you hold your own authority, primary liability insurance is a must. Moreover, employing drivers may necessitate workers' compensation coverage, as required by many states. For leased owner-operators, options like non-trucking liability insurance or coverage for downtime, towing, and emergency costs can be valuable.
When you partner with Joe Morten & Son for your trucking insurance, you'll benefit from customized solutions designed specifically for your operations, whether you run a single truck or a large fleet. As specialists in trucking insurance, Oklahoma motor carriers can trust us to deliver the right coverage to meet their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What are the costs associated with insuring my semi truck in Oklahoma?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Semi-Truck Information for Motor Carriers in Oklahoma
Our Semi Truck Insurance Is Available in These Oklahoma Cities
- Bartelsville
- Bixby
- Broken Arrow
- Edmond
- Enid
- Lawton
- Midwest City
- Moore
- Muskogee
- Norman
- Oklahoma City
- Owasso
Common Questions Regarding Semi Truck Insurance in Oklahoma
The securing of tractor trailer insurance begins a lasting connection with Joe Morten & Son and our customers. If you ever have a coverage query or need support with an insurance certificate, we’re here for you—reach out anytime. Meanwhile, here are some common questions we receive, complete with helpful responses.
Federal regulations require specific motor carriers to obtain permission before they can operate trucks or haul designated goods. Because commercial trucks can inflict considerable damage due to their size and weight, the government prioritizes public safety by ensuring that sufficient funds are accessible for potential damages. Additionally, since motor carriers often transport other people's goods, it’s vital to guarantee that funds are available for the repair or replacement of cargo that may be damaged during transit.
To secure federal authority for interstate hauling, motor carriers must demonstrate financial responsibility, typically achieved through insurance. The federal government mandates a minimum insurance limit of $750,000, though many insurance providers require at least $1,000,000 in coverage.
To become a truck driver in Oklahoma, you need to meet certain education and legal requirements. These include:
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Education: Most employers require a high school diploma or GED equivalent. While not mandatory, completing a formal training program can enhance your job prospects and provide you with valuable skills.
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Commercial Driver's License (CDL): To legally operate a commercial vehicle, you must obtain a CDL. This involves passing both a written knowledge test and a skills test, which includes a pre-trip vehicle inspection, basic vehicle control, and an on-road driving test.
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Age Requirement: In Oklahoma, you must be at least 18 years old to obtain a CDL for intrastate (within the state) driving and 21 years old for interstate (across state lines) driving.
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Medical Examination: You must pass a physical examination conducted by a certified medical examiner to ensure you are physically fit to operate a commercial vehicle.
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Clean Driving Record: Having a clean driving record is essential, as employers prefer candidates with a history of safe driving
source: Dreambound
The Mission of the Oklahoma Trucking Association is to serve and represent the interests of the trucking industry with one united voice; to enhance the industry’s image, efficiency, productivity, and competitiveness; to positively influence Federal and State governmental actions; to provide educational programs and industry research; to promote highway and driver safety; and to strive for a healthy business environment.
Source: Oklahoma Trucking Association.