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commercial trucking insurance for Oklahoma


Oklahoma is known for more than just its extreme weather and iconic Western heritage. There is so much more to this beautiful state than that! It’s now home to a thriving economy, a vibrant arts and culture scene, and some of the friendliest people you’ll ever meet. More than 600 trucks per day travel Oklahoma’s 12,000+ miles of highway, delivering goods to 26 major cities within an 800-mile length of haul. Oklahoma  truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help.

Whether you’re in Ardmore or Tulsa, Norman or Oklahoma City, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of every trucker on the road. 

Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!


You need to protect your trucking business. We’re 100% focused on trucking insurance.  Call 877.294.1446 or click

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Commercial Trucking Insurance Available in Oklahoma

Both Oklahoma and the FMCSA have minimum requirements for anyone seeking Oklahoma commercial trucking insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.

The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Oklahoma motor carriers can trust that their coverage will match their needs.



What does commercial trucking insurance cost in Oklahoma?

Several factors influence the cost of owner operator truck insurance, including:

  • Business type
  • Vehicle
  • Location
  • Coverage needs
  • Driving history
  • Operating radius

Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.

Oklahoma GettyImages-1277838116 [Converted]

Oklahoma Commercial Trucking Insurance Cities

  • Bartelsville
  • Bixby
  • Broken Arrow
  • Edmond
  • Enid
  • Lawton
  • Midwest City
  • Moore
  • Muskogee
  • Norman
  • Oklahoma City
  • Owasso

Oklahoma Commercial Trucking Insurance FAQ

The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.

What commercial vehicle insurance requirements are there in Oklahoma?

The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.

As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.

What forms do you need to file to drive a truck in Oklahoma? That varies depending on your freight and the locations you haul. Your truck insurance agent can help ensure that you have filed the proper paperwork to operate under your own authority in Oklahoma. Paperwork has to be submitted to the state before a driver can operate under his or her own authority.
How much freight is hauled each year in Oklahoma? Every year, truck drivers move 500 million tons of freight, to, from, and within Oklahoma. Oklahoma industry is served by more than 12,000 miles of highway. The state is a hub for I-35, I-40, I-44, U.S. 69 and other major trade routes, allowing business and industry to deliver products to customers across North America. (Source: OK Commerce)
What are the top commodities hauled by commercial trucks in Oklahoma? Products most commonly transported by commercial motor vehicles in Oklahoma include refined petroleum, non-metallic minerals (such as sulphur, limestone, sand, and gravel), agriculture, clay and concrete.  (Source: Oklahoma DOT)
How much do Oklahoma truck drivers get paid? The average salary of a CDL truck driver in Oklahoma is $79,935 per year or $1,537 per week. CDL truck drivers can make anywhere from $62,010 to $120,000 depending on where they are driving and how many hours per week they are driving. Source: The Truckers Report
What education is required to drive a commercial truck in Oklahoma?

To become a truck driver in Oklahoma, you need to meet certain education and legal requirements. These include:

  • Education: Most employers require a high school diploma or GED equivalent. While not mandatory, completing a formal training program can enhance your job prospects and provide you with valuable skills.

  • Commercial Driver's License (CDL): To legally operate a commercial vehicle, you must obtain a CDL. This involves passing both a written knowledge test and a skills test, which includes a pre-trip vehicle inspection, basic vehicle control, and an on-road driving test.

  • Age Requirement: In Oklahoma, you must be at least 18 years old to obtain a CDL for intrastate (within the state) driving and 21 years old for interstate (across state lines) driving.

  • Medical Examination: You must pass a physical examination conducted by a certified medical examiner to ensure you are physically fit to operate a commercial vehicle.

  • Clean Driving Record: Having a clean driving record is essential, as employers prefer candidates with a history of safe driving

source: Dreambound

What is the Oklahoma Trucking Association?

The Mission of the Oklahoma Trucking Association is to serve and represent the interests of the trucking industry with one united voice; to enhance the industry’s image, efficiency, productivity, and competitiveness; to positively influence Federal and State governmental actions; to provide educational programs and industry research; to promote highway and driver safety; and to strive for a healthy business environment.

Source:  Oklahoma Trucking Association.