commercial Motor Carrier insurance for north carolina
NORTH CAROLINA TRUCKERS – GET THE INSURANCE YOU NEED WITH SERVICE YOU EXPECT
North Carolina is known for iconic cities, significant historical events, research hubs and beautiful scenic spots. Nestled between mountains and the coastline, with a dynamic and diverse ecosystem, the weather in North Carolina is a true four seasons. And if you’re worried about finding a job, there is high demand for truck drivers.
Truck drivers in North Carolina deserve the comprehensive commercial trucking insurance, and Joe Morten & Son is here to support you. Whether you're operating out of Charlotte or Concord, Durham, or Raleigh, we offer outstanding commercial trucking insurance through Great West Casualty Company. Our dedicated team can customize insurance plans that cater to the specific needs of truckers.
Our clients find peace of mind knowing they can rely on us for all truck insurance solutions. At Joe Morten & Son, our mission is to provide exceptional service for every commercial truck insurance policy we create!
Source: travel2next.com
SPEAK TO A TRUCKING INSURANCE PROFESSIONAL.
Protecting your trucking business is essential. We specialize entirely in trucking insurance. If you'd like to chat with a real person, call Taylor at 865.392.3834 or click
Commercial Trucking Insurance Available in North Carolina
In North Carolina, both the state and the FMCSA set minimum insurance requirements for commercial trucking. If you hold your own authority, primary liability insurance is a must. Moreover, employing drivers may necessitate workers' compensation coverage, as required by many states. For leased owner-operators, options like non-trucking liability insurance or coverage for downtime, towing, and emergency costs can be valuable.
When you partner with Joe Morten & Son for your trucking insurance, you'll benefit from customized solutions designed specifically for your operations, whether you run a single truck or a large fleet. As specialists in trucking insurance, North Carolina motor carriers can trust us to deliver the right coverage to meet their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What are the costs associated with insuring my semi truck in North Carolina?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Semi-Truck Information for Motor Carriers in North Carolina
Our Semi Truck Insurance Is Available in These North Carolina Cities
- Charlotte
- Raleigh
- Greensboro
- Durham
- Winston-Salem
- Fayetteville
- Cary
- Wilmington
- High Point
- Concord
- Asheville
- Greenville
Common Questions Regarding Semi Truck Insurance in North Carolina
The securing of tractor trailer insurance begins a lasting connection with Joe Morten & Son and our customers. If you ever have a coverage query or need support with an insurance certificate, we’re here for you—reach out anytime. Meanwhile, here are some common questions we receive, complete with helpful responses.
Federal regulations require specific motor carriers to obtain permission before they can operate trucks or haul designated goods. Because commercial trucks can inflict considerable damage due to their size and weight, the government prioritizes public safety by ensuring that sufficient funds are accessible for potential damages. Additionally, since motor carriers often transport other people's goods, it’s vital to guarantee that funds are available for the repair or replacement of cargo that may be damaged during transit.
To secure federal authority for interstate hauling, motor carriers must demonstrate financial responsibility, typically achieved through insurance. The federal government mandates a minimum insurance limit of $750,000, though many insurance providers require at least $1,000,000 in coverage.
The average truck driver salary in North Carolina is $61,499 per year or $29.57 per hour. Entry level positions start at $46,800 per year while most experienced workers make up to $89,938 per year.
(Source: talent.com)
To become a truck driver in North Carolina, one must first obtain a commercial driver's license (CDL) by completing a state-approved training program. Next, they must pass the necessary written and skills tests to earn their CDL. Once certified, they can search for truck driving jobs in their desired location to start earning a competitive salary.
What are the requirements to become a Truck Driver in North Carolina?
To become a truck driver in North Carolina, you must meet certain education and legal requirements. These requirements include:
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Education: While a high school diploma or GED is not required to become a truck driver, many employers prefer candidates who have completed their high school education.
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Driver's License: You must have a valid driver's license to operate a commercial motor vehicle (CMV) in North Carolina. In addition to a regular driver's license, you will also need to obtain a commercial driver's license (CDL) with the appropriate endorsements for the type of vehicle you will be driving.
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Age: The minimum age to obtain a CDL in North Carolina is 18 years old for intrastate (within the state) driving and 21 years old for interstate (across state lines) driving.
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Medical Requirements: You will need to pass a Department of Transportation (DOT) physical examination to ensure that you are physically and mentally fit to operate a CMV.
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Clean Driving Record: Most employers will require you to have a clean driving record, with no major traffic violations or DUI convictions.
(Source: dreambound.com)
North Carolina Trucking Association (NCTA) was founded in 1929 with an interest in providing educational and safety materials to the ever growing truck industry. NCTA works to protect the interests of the trucking industry in North Carolina by working with state and federal regulatory agencies and enforcement agencies. NCTA is dedicated to providing the industry with excellence in education, training and information. Not only does NCTA provide valuable training and meetings with regulatory agencies, but also coordinates annual conferences and events to bring members of the industry together. NCTA is proud to give a voice to North Carolina’s trucking industry and is constantly engaged to promote their interests.