commercial trucking insurance for alabama
ALABAMA TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
Alabama is known for peanuts, cotton and agriculture industry, southern hospitality, the beautiful gulf coast beaches, its role in the Civil Rights Movement, and college football, especially the intra-state rivalry between University of Alabama and Auburn University. And if you’re worried about finding a job, there is high demand for truck drivers.
Alabama truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help. Whether you’re in Huntsville or Mobile, Tuscaloosa, or Birmingham, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT.
You need to protect your trucking business. We’re 100% focused on trucking insurance. Want to talk to a real person? Call David at 865.392.3727 or click
Commercial Trucking Insurance Available in Alabama
Both Alabama and the FMCSA have minimum requirements for anyone seeking Iowa commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Alabama motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What does tractor trailer insurance cost in Alabama?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
We Can Offer These Alabama Cities Commercial Trucking Insurance
- Huntsville
- Birmingham
- Montgomery
- Mobile
- Tuscaloosa
- Hoover
- Dothan
- Auburn
- Decatur
- Madison
- Florence
- Phenix City
Alabama Trucking Insurance FAQ
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
The average truck driver salary in Alabama is $62,424 per year or $30.01 per hour. Entry level positions start at $48,738 per year while most experienced workers make up to $89,796 per year.
(Source: talent.com)
To become a truck driver in Alabama, one must first complete the necessary education and training. This involves obtaining a commercial driver's license (CDL) by passing written and practical examinations. Once certified, individuals can then search for job opportunities that offer competitive salaries in the trucking industry.
What are the requirements to become a Truck Driver in Alabama?
To become a truck driver in Alabama, you must meet the following requirements:
- Possess a valid commercial driver's license (CDL) with the appropriate endorsements for the type of vehicle you will be operating.
- Meet the minimum age requirement of 18 years old for intrastate driving or 21 years old for interstate driving.
- Pass a physical examination and drug test.
- Have a clean driving record with no major violations or accidents.
- Obtain any necessary endorsements, such as for hazardous materials or passenger transport.
(Source: dreambound.com)
The Alabama Trucking Association represents state trucking operations since 1938 for the promotion of fair and reasonable regulation of the industry.
Through it all, we make sure you’re informed about events and regulation that affects your business. As a member, you receive our award-winning Alabama Trucker Magazine and regular legislative bulletins, and special industry information briefs (safety and regulatory updates, etc.).
(Source: alabamatrucking.org)