commercial tractor trailer insurance for indiana
INDIANA TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
The Hoosier State brought the nation Larry Bird, the gas pump and the first professional baseball game. No one is sure why residents of Indiana, which became the became the 19th state in 1816, are called Hoosiers. One popular theory is that the term dates back to a contractor named Samuel Hoosier who preferred to hire laborers – called "Hoosier's men" And if you’re worried about finding a job, there is high demand for truck drivers.
Indiana truck drivers deserve top-tier commercial trucking insurance, and Joe Morten & Son is ready to assist. No matter if you’re based in Gary or Fort Wayne, Evansville, or Bloomington , we provide premier commercial trucking insurance through Great West Casualty Company. Our team at Joe Morten & Son specializes in tailoring insurance protection plans to suit the unique needs of truckers on the road.
With us, customers can relax knowing they have a single source for their truck insurance requirements. At Joe Morten & Son, we’re committed to delivering exceptional service for every commercial truck insurance policy we write!
CONNECT WITH A TRUCKING INSURANCE SPECIALIST.
It's crucial to safeguard your trucking business. Our sole focus is on trucking insurance. Prefer to speak with someone directly? Reach out to Austin at 402.494.7342 or click
Commercial Trucking Insurance Available in Indiana
Indiana and the FMCSA establish minimum standards for obtaining commercial truck insurance in Indiana. If you operate under your own authority, securing primary liability insurance is essential. Additionally, if you employ drivers, many states mandate workers' compensation insurance. For leased owner-operators, options like non-trucking use liability or coverage for downtime, towing, and emergency expenses may be beneficial.
Choosing Joe Morten & Son for your trucking insurance means you'll receive tailored coverage that fits your unique operations, regardless of whether you manage one truck or a fleet of 500. With our exclusive focus on trucking, Wyoming motor carriers can rely on us to provide insurance that aligns perfectly with their requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
How much does trucking insurance typically cost in Indiana?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Links for Indiana Motor Carriers
Indiana Cities We Can Provide Trucking Insurance
- Indianapolis
- Fort Wayne
- Evansville
- South Bend
- Carmel
- Bloomington
- Hammond
- Gary
- Fishers
- Lafayette
- Muncie
- Terre Haute
Frequently Asked Questions About Indiana Commercial Truck Insurance
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
The average salary of a CDL truck driver in Indiana is $79,010 per year or $1,519 per week. CDL truck drivers can make anywhere from $66,950 to $105,000 depending on where they are driving and how many hours per week they are driving.
(Source: thetruckersreport.com)
To become a truck driver in Indiana, one must first complete the required education and training. Next, obtain the necessary certification, such as a Commercial Driver's License (CDL). Once certified, individuals can then search for truck driving jobs to start earning a competitive salary in the industry.
What are the requirements to become a truck driver in Indiana?
To become a truck driver in Indiana, you must meet the following requirements:
- Possess a valid driver's license
- Obtain a Commercial Driver's License (CDL) with the appropriate class and endorsements
- Meet the physical and medical requirements set by the Federal Motor Carrier Safety Administration (FMCSA)
- Pass a background check and drug test
(Source: dreambound.com)
In the 1930s, a few dedicated truckers banded together to defend the rights of trucking professionals in Indiana, forming the IMTA. Today, we continue their mission to advocate, educate, and promote business success for all IMTA members across the state.