commercial trucking
insurance for COLORADO
COLORADO TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
Wildlife, winter skiing, mining, hot springs, and spa towns are all hallmarks of Colorado. And if you’re worried about finding a job, there is high demand for truck drivers.
Colorado truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help. Whether you’re in Greeley or Arvada, Colorado Springs or Denver, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!

Commercial Trucking Insurance Available in Colorado
Both Colorado and the FMCSA have minimum requirements for anyone seeking Colorado commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner-operator may choose non-trucking-use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Colorado motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
Insure Your Colorado Cargo Today
If you need commercial truck insurance, choose an agency that knows the trucking business. Our team has years of experience helping drivers, owner-operators, and motor carriers with their insurance needs. Get a free trucking insurance quote for your trucking business today.What does tractor-trailer insurance cost in Colorado?
Several factors influence the cost of owner-operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner-operator insurance cost by talking to a Joe Morten & Son agent.
We Can Offer These Colorado Cities Commercial Trucking Insurance
- Denver
- Colorado Springs
- Aurora
- Fort Collins
- Lakewood
- Thornton
- Arvada
- Westminister
- Greeley
- Pueblo
- Centennial
- Boulder
WANT TO CHAT WITH A COMMERCIAL TRUCK INSURANCE EXPERT?
We take pride in helping our clients find the coverage they need with the service and support they deserve. Kristin is only a call away.

Colorado Trucking Insurance FAQ
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
To become a truck driver in Colorado, one must first complete the necessary education, obtain the required certifications, and then search for job opportunities. The process involves enrolling in a truck driving school, passing the Commercial Driver's License (CDL) exam, and applying for truck driving positions that align with the individual's qualifications and desired salary.
What are the requirements to become a truck driver in Colorado?
To become a truck driver in Colorado, you must meet the following requirements:
- Possess a valid CDL with the appropriate endorsements for the type of vehicle you will be operating.
- Meet the physical and medical requirements set by the Federal Motor Carrier Safety Administration (FMCSA), including passing a medical examination and drug test.
- Have a clean driving record with no major traffic violations or accidents.
- Complete any necessary training programs or certifications, such as hazardous materials (HAZMAT) handling or tanker endorsements.
source: dreambound.com
The Colorado Motor Carriers Association is a 501(c)6 membership organization, established in 1939 to unite the trucking industry and its business strength throughout the state of Colorado.
The CMCA Provides:
- Technical assistance to members seeking information and clarification on compliance, regulatory and safety issues.
- More than 50 training classes per year.
- Member-only benefit programs to help you save time and money for your business.
- A sounding board for trucking issues in the state.
Source: cmca.com
