commercial trucking insurance for florida
FLORIDA TRUCKERS – YOU HAVE A CHOICE WHEN IT COMES TO TRUCKING INSURANCE
Most people know Florida for its warm weather and amazing Disney Parks – and rightly so. Florida is the theme park capital of the world! However, this southern US state has so much more to offer, thanks to its gorgeous sunny location near the Caribbean. Florida’s climate means it also grows delicious fruit, particularly citrus fruits, and is home to spectacular beaches. And if you’re worried about finding a job, there is high demand for truck drivers.
Florida truck drivers deserve the best commercial trucking insurance available, and Joe Morten & Son is here to help. Whether you’re in Miami or Olando, Tampa, or Jacksonville, we can offer industry-leading commercial trucking insurance through Great West Casualty Company. The team at Joe Morten & Son can customize insurance protection plans to meet the needs of truckers on the road.
Our customers enjoy peace of mind, knowing that they can get coverage from one source for all their truck insurance needs. For all commercial truck insurance policies we write, Joe Morten & Son is driven to serve!
Source: travel2next.com
Commercial Trucking Insurance Available in Florida
Both Florida and the FMCSA have minimum requirements for anyone seeking Florida commercial truck insurance. If you have your own authority, you will need primary liability insurance. And if you have employees, many states require that you carry workers compensation insurance. A leased owner operator may choose non-trucking use liability insurance or coverage for downtime, towing, and emergency expense coverage.
The advantage of choosing Joe Morten & Son for your trucking company insurance needs is that we will help you customize coverage for your specific operation, whether you have one truck or 500. Because trucking is all we do, Florida motor carriers can trust that their coverage will match their needs.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What does tractor trailer insurance cost in Florida?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
We Can Offer These Florida Cities Commercial Trucking Insurance
- Jacksonville
- Miami
- Tampa
- Orlando
- St. Petersburg
- Port St. Lucie
- Cape Coral
- Hialeah
- Tallahassee
- Fort Lauderdale
- Pembrooke pines
- Hollywood
Florida Trucking Insurance FAQ
Acquiring trucking insurance marks the start of a lasting partnership between Joe Morten & Son and our valued customers. If you have questions about coverage or need assistance with an insurance certificate, don’t hesitate to reach out. While you wait, we’ve compiled a list of common questions and answers to assist you.
The federal government mandates that certain motor carriers secure authorization before operating trucks or transporting specific goods. Due to the size and weight of commercial trucks, they can cause significant damage, so the government ensures public safety by requiring funds to cover potential damages. Additionally, since many motor carriers transport others' goods, it’s essential to have available funds for repairing or replacing any cargo that may be damaged during transit.
To obtain federal authority for interstate hauling, motor carriers must demonstrate financial responsibility. This is usually achieved through purchasing insurance, with the federal government setting a minimum requirement of $750,000 in insurance coverage. However, many insurers stipulate a minimum of $1,000,000.
The average truck driver salary in Florida is $54,940 per year or $26.41 per hour. Entry level positions start at $41,605 per year while most experienced workers make up to $84,225 per year.
(Source: talent.com)
To become a truck driver in Florida, one must first complete the required education. The education process involves enrolling in a commercial driving school. Once the education is complete, the individual must pass the written and skills tests to obtain a commercial driver's license (CDL). With the CDL in hand, the individual can then explore various job openings.
What are the requirements to become a Truck Driver in Florida?
To become a truck driver in Florida, you must meet the following requirements:
- Education: There is no formal educational requirement, but many employers prefer candidates with a high school diploma or equivalent.
- Legal Requirements: You must obtain a commercial driver's license (CDL) with the appropriate endorsements for the type of vehicle you will be operating. This involves passing written and practical exams.
- Age: You must be at least 18 years old to obtain a CDL in Florida, though interstate commercial driving typically requires drivers to be at least 21 years old.
- Medical Certification: You must pass a Department of Transportation (DOT) physical examination and obtain a medical certificate.
(Source: dreambound.com)
The trucking industry encompasses quite a bit of horsepower. Florida Trucking Association harnesses that power and focuses it on advocacy, training and information--so our members can keep their eyes on the road.