insurance protection for tennessee truckers
TENNESSEE MOTOR CARRIERS – YOU NEED SOMEONE ON YOUR SIDE WHEN IT COMES TO TRACTOR TRAILER INSURANCE
Tennessee is the heart and soul of country music and the city of Nashville is its epicentre. Here you will find the Ryman Auditorium, Country Music Hall of Fame, which showcases memorabilia from country music stars and the renown Grand Ole Opry. However, there’s much more to Tennesse than country music. Memphis is the home of the blues, with blues music streaming out of bars and restaurants on Beale Street. And if you’re worried about finding a job, there is high demand for truck drivers.
Tennessee’s truck drivers should have access to the best commercial trucking insurance, and Joe Morten & Son is dedicated to providing that. From Franklin or Knoxville, Chattanooga, or Nashville, we deliver top-notch commercial trucking insurance through Great West Casualty Company. Our experienced team at Joe Morten & Son can create personalized insurance protection plans tailored to each trucker’s needs.
Our customers appreciate the convenience of having one trusted source for all their truck insurance needs. At Joe Morten & Son, we’re passionate about delivering exceptional service with every commercial truck insurance policy we write!
Source: travel2next.com
TALK TO A TRUCKING INSURANCE AGENT.
Your trucking business deserves protection. We're dedicated exclusively to trucking insurance. Want to connect with someone? Call David at 865.392.3833 or click
Commercial Trucking Insurance Available in Tennessee
Both the state of Tennessee and the FMCSA impose minimum requirements for commercial truck insurance. If you have your own authority, you’ll need to secure primary liability insurance. Furthermore, if you have employees, many states require you to have workers' compensation insurance. Leased owner-operators might consider non-trucking use liability insurance or policies that cover downtime, towing, and emergency expenses.
By selecting Joe Morten & Son for your trucking insurance needs, you’ll receive coverage that is specifically tailored to your operation, whether you have just one truck or a fleet of 500. Since we specialize exclusively in trucking, Tennessee motor carriers can have confidence that their insurance will effectively meet their unique requirements.
HERE ARE SOME OF THE SEMI-TRUCK INSURANCE COVERAGES WE OFFER:
- Auto Liability coverage
- General Liability coverage
- Physical Damage coverage
- Cargo coverage
- Bulk Commodity coverage
- Equipment coverage
- Workers Compensation
- Excess coverage
- Garagekeepers coverage
- Trailer Interchange coverage
- Motor Carrier Reimbursement coverage
- Lease Value and Financed Value coverage
- Non-Trucking Liability
What is the price range for motor carrier insurance in Tennessee?
Several factors influence the cost of owner operator truck insurance, including:
- Business type
- Vehicle
- Location
- Coverage needs
- Driving history
- Operating radius
Learn more about how these and other factors specifically affect your owner operator insurance cost by talking to a Joe Morten & Son agent.
Good to know information for Tennessee Truckers
Motor Carrier Insurance Can Be Provided in These Tennessee Cities
- Nashville
- Memphis
- Knoxville
- Chattanooga
- Clarksville
- East Chattanooga
- Murfreesboro
- Franklin
- Cordova
- Jackson
- Johnson City
- Bartlett
Tennessee Motor Carrier Insurance: FAQs You Need to Know
The purchase of commercial trucking insurance is just the beginning of a long-lasting relationship between Joe Morten & Son and its customers. Whether a coverage question or help with an insurance certificate, if you need us for any reason, we urge you to contact us. In the meantime, here's a list of questions we're frequently asked, with some helpful answers.
The federal government requires certain motor carriers to obtain permission before operating trucks and/or hauling certain goods. Because of the size and weight of commercial trucks, they are capable of, and often do, a great deal of damage. The government wants to be sure the public is protected by guaranteeing funds are available to pay for such damages. Also, since most motor carriers are carrying others' goods, the government also wants to be sure funds are available to repair/replace cargo damaged during transportation.
As a part of the process of obtaining federal authority to be able to haul across state lines, the government requires certain motor carriers to provide proof of financial responsibility before they are allowed to operate. This is typically done by purchasing insurance. The federal government requires $750,000 in insurance limits at a minimum. Many insurers require $1,000,000 in limits at a minimum.
To become a truck driver in Tennessee, one must first complete the necessary education and training. This involves obtaining a commercial driver's license (CDL) by passing written and skills tests. Once certified, individuals can then search for truck driving jobs to earn a competitive salary in the industry.
Requirements to Become a Truck Driver in Tennessee
To become a truck driver in Tennessee, you need to meet certain education and legal requirements. These include:
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Commercial Driver's License (CDL): You must obtain a CDL, which is a specialized license required to operate commercial vehicles. The CDL process involves passing written and skills tests.
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Age Requirement: You must be at least 18 years old to obtain an intrastate CDL (operating within Tennessee) or 21 years old for an interstate CDL (crossing state lines).
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Medical Certification: You need to pass a physical examination and obtain a medical certificate to ensure you meet the physical requirements of the job.
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Clean Driving Record: A clean driving record, free of major violations, is typically required by trucking companies.
(Source: dreambound.com)
Founded in 1930 as the Tennessee Motor Truck Association, TTA was forged out of the belief that a strong, unified industry would be essential in remaining effective and profitable in the future. Tennessee is one of the oldest state trucking associations in the nation. In 1998, the Tennessee Trucking Association, purchased the current headquarters strategically located close to I-24, I-65, I-440 and just minutes from downtown Nashville and the State Capital.
The Tennessee Trucking Association is an affiliate of the American Trucking Associations.